FIRST BANCORP /NC/ vs HBT Financial, Inc., risk disclosures compared

4topics both disclose

4only FIRST BANCORP /NC/

5only HBT Financial, Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	FIRST BANCORP /NC/	HBT Financial, Inc.
Business Continuity	8	6
Internal Control	4	7
Enforcement Action	3	4
Material Weakness	1	2

Only FIRST BANCORP /NC/

Topic	Filings
Operational Resilience	4
Restatement	2
Climate Related Disclosure	1
Third Party Risk Management	1

Only HBT Financial, Inc.

Topic	Filings
Artificial Intelligence	9
Regulatory Investigation	3
Consent Order	1
Regulatory Reporting	1
Whistleblower Program	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

FIRST BANCORP /NC/ · HBT Financial, Inc. · All companies