Chime Financial, Inc. vs Upstart Holdings, Inc., risk disclosures compared

2topics both disclose

4only Chime Financial, Inc.

10only Upstart Holdings, Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Chime Financial, Inc.	Upstart Holdings, Inc.
Business Continuity	3	9
Ransomware	3	9

Only Chime Financial, Inc.

Topic	Filings
Regulatory Reporting	4
Model Validation	3
Operational Resilience	3
Vendor Risk Management	1

Only Upstart Holdings, Inc.

Topic	Filings
Artificial Intelligence	26
Algorithmic Bias	13
AI Governance	9
Third Party Risk Management	9
Consent Order	4
Regulatory Investigation	2
Data Breach	1
Identity And Access Management	1
Internal Control	1
Restatement	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Chime Financial, Inc. · Upstart Holdings, Inc. · All companies