Silvergate Capital Corp vs HBT Financial, Inc., risk disclosures compared

4topics both disclose

3only Silvergate Capital Corp

5only HBT Financial, Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Silvergate Capital Corp	HBT Financial, Inc.
Business Continuity	5	6
Internal Control	4	7
Enforcement Action	5	4
Regulatory Reporting	1	1

Only Silvergate Capital Corp

Topic	Filings
Model Validation	13
Ransomware	3
Restatement	2

Only HBT Financial, Inc.

Topic	Filings
Artificial Intelligence	9
Regulatory Investigation	3
Material Weakness	2
Consent Order	1
Whistleblower Program	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Silvergate Capital Corp · HBT Financial, Inc. · All companies