Fold Holdings, Inc. vs Upstart Holdings, Inc., risk disclosures compared

5topics both disclose

3only Fold Holdings, Inc.

7only Upstart Holdings, Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Fold Holdings, Inc.	Upstart Holdings, Inc.
Third Party Risk Management	2	9
Business Continuity	1	9
Ransomware	1	9
Internal Control	3	1
Restatement	3	1

Only Fold Holdings, Inc.

Topic	Filings
Enforcement Action	3
Data Governance	2
Material Weakness	2

Only Upstart Holdings, Inc.

Topic	Filings
Artificial Intelligence	26
Algorithmic Bias	13
AI Governance	9
Consent Order	4
Regulatory Investigation	2
Data Breach	1
Identity And Access Management	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Fold Holdings, Inc. · Upstart Holdings, Inc. · All companies