AtlasClear Holdings, Inc. vs Upstart Holdings, Inc., risk disclosures compared

4topics both disclose

2only AtlasClear Holdings, Inc.

8only Upstart Holdings, Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	AtlasClear Holdings, Inc.	Upstart Holdings, Inc.
Ransomware	9	9
Internal Control	3	1
Restatement	3	1
Data Breach	1	1

Only AtlasClear Holdings, Inc.

Topic	Filings
Regulatory Reporting	3
Enforcement Action	1

Only Upstart Holdings, Inc.

Topic	Filings
Artificial Intelligence	26
Algorithmic Bias	13
AI Governance	9
Business Continuity	9
Third Party Risk Management	9
Consent Order	4
Regulatory Investigation	2
Identity And Access Management	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

AtlasClear Holdings, Inc. · Upstart Holdings, Inc. · All companies