Enova International, Inc. vs Santander Consumer USA Holdings Inc., risk disclosures compared

4topics both disclose

4only Enova International, Inc.

4only Santander Consumer USA Holdings Inc.

What both disclose

Topics appearing in filings from both companies, and how many filings each.

Topic	Enova International, Inc.	Santander Consumer USA Holdings Inc.
Third Party Risk Management	2	15
Artificial Intelligence	15	1
Internal Control	3	9
Restatement	3	3

Only Enova International, Inc.

Topic	Filings
Consent Order	7
Audit Committee Oversight	3
Enforcement Action	3
Material Weakness	2

Only Santander Consumer USA Holdings Inc.

Topic	Filings
Business Continuity	15
Model Validation	15
Cybersecurity Incident	1
Data Breach	1

What this compares

Which of the topics we track appear in each company's SEC filings, and how often. A topic appearing for one company and not the other means one wrote the phrase down and the other did not, in the filings we hold. It does not mean one faces a risk the other does not, and it is not a comparison of how well either manages anything.

Counts reflect the filings we have collected, which is a growing subset rather than a company's complete history.

Enova International, Inc. · Santander Consumer USA Holdings Inc. · All companies